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The MAC Team | Brad Macdonald, Broker

Home
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Brad Macdonald
November 8, 2025
NEWS

What the 2025 Federal Budget Means for Home Buyers and Sellers

Brad Macdonald
November 8, 2025
NEWS

The 2025 Federal Budget puts housing front and center with new initiatives aimed at tackling affordability and boosting supply across Canada.

Tagged: Budget, real estate, federal budget, 2025

Newer PostNever stop learning
Older PostJust Purchased!

MAC News Archive

  • January 2026
    • Jan 21, 2026 By Popular Demand: Our New Podcast Jan 21, 2026
  • December 2025
    • Dec 16, 2025 Landlords take note: Ontario Building Code changes Jan 1 2026! Dec 16, 2025
  • November 2025
    • Nov 12, 2025 Never stop learning Nov 12, 2025
    • Nov 8, 2025 What the 2025 Federal Budget Means for Home Buyers and Sellers Nov 8, 2025
  • October 2025
    • Oct 30, 2025 Just Purchased! Oct 30, 2025
    • Oct 23, 2025 GTA Real Estate Market Update 2025 Oct 23, 2025
  • September 2025
    • Sep 17, 2025 In Loving Memory of David Macdonald Sep 17, 2025
    • Sep 11, 2025 Insight: Rental Market Reform Sep 11, 2025
  • July 2025
    • Jul 25, 2025 Market Update: Stability Returns, But Caution Remain Jul 25, 2025
  • June 2025
    • Jun 5, 2025 Toronto Real Estate Market Update: May Brings a Slower Spring and More Buyer Power Jun 5, 2025
  • May 2025
    • May 28, 2025 Toronto New Home Sales Hit Historic Low: Worse Than 1990s Housing Crash May 28, 2025
    • May 22, 2025 A Market in Motion: Smart Insights for Spring 2025 May 22, 2025
  • March 2025
    • Mar 21, 2025 GST Eliminated for first-time home purchasers Mar 21, 2025
    • Mar 3, 2025 How Could U.S. Tariffs Impact the GTA Housing Market? Mar 3, 2025
  • January 2025
    • Jan 8, 2025 Sales over $5 million jump 58.5% in the fourth quarter of 2024 Jan 8, 2025
  • November 2024
    • Nov 21, 2024 Social Media Evolution Nov 21, 2024
    • Nov 6, 2024 Canada’s New Tax Law on Home Sales: What You Need to Know Nov 6, 2024
  • October 2024
    • Oct 3, 2024 New Mortgage Rules Coming December 20234 Oct 3, 2024
  • September 2024
    • Sep 6, 2024 An extra $30,000 in your pocket? Sep 6, 2024
  • June 2024
    • Jun 13, 2024 York Region Housing Report Jun 13, 2024
  • May 2024
    • May 28, 2024 Homeowner Protection Act 2024 Announced May 28, 2024
    • May 23, 2024 Homebuyer's Guide May 23, 2024
  • April 2024
    • Apr 10, 2024 Bank of Canada maintains overnight rate Apr 10, 2024
  • March 2024
    • Mar 29, 2024 2024 Budget: Changes to the Non-Resident Speculation Tax (NRST) Mar 29, 2024
    • Mar 18, 2024 BOLD Action Builds Homes Mar 18, 2024
  • November 2023
    • Nov 27, 2023 Changes coming December 1st - TRESA Phase 2 Nov 27, 2023
    • Nov 7, 2023 Higher Borrowing Costs See Buyers Remain on Hold Nov 7, 2023
  • September 2023
    • Sep 29, 2023 Risky Private Mortgages On The Rise Sep 29, 2023
  • August 2023
    • Aug 21, 2023 Fraud in Toronto's Residential Rental Marketplace Aug 21, 2023
  • June 2023
    • Jun 28, 2023 Interest Rate Talk Jun 28, 2023
  • April 2023
    • Apr 5, 2023 Marketwatch for March 2023 Apr 5, 2023
  • March 2023
    • Mar 29, 2023 Update to "Foreign Buyer Ban" Regulations Mar 29, 2023
    • Mar 1, 2023 How do we answer the most common question we hear in the industry?  Mar 1, 2023
  • February 2023
    • Feb 6, 2023 January 2023 Market Statistics Feb 6, 2023
  • January 2023
    • Jan 10, 2023 Toronto's Vacant Home Tax Jan 10, 2023
    • Jan 9, 2023 Property Days-On-Market report for Dec 2021 Jan 9, 2023
  • November 2022
    • Nov 14, 2022 Support your local food bank! Nov 14, 2022
    • Nov 3, 2022 GTA REALTORS® Release October Stats Nov 3, 2022
  • October 2022
    • Oct 25, 2022 NBA x REMAX Oct 25, 2022
    • Oct 3, 2022 Canadian Housing Market Outlook Oct 3, 2022
  • September 2022
    • Sep 20, 2022 Never give up on a dream just because of the time it will take to accomplish it. Sep 20, 2022
  • June 2022
    • Jun 17, 2022 Mortgage Rate Snapshot Jun 17, 2022
  • May 2022
    • May 2, 2022 Greater Toronto Housing Market: 25-Year Comparison May 2, 2022
  • April 2022
    • Apr 5, 2022 Market Stats March 2022 Apr 5, 2022
  • January 2022
    • Jan 27, 2022 The Housing Race Jan 27, 2022
    • Jan 1, 2022 Happy New Year! Jan 1, 2022
  • November 2021
    • Nov 15, 2021 Important Update For Condo Owners Nov 15, 2021
  • September 2021
    • Sep 7, 2021 2021 Federal Election Reviewing Parties Platform on Housing Sep 7, 2021
  • July 2021
    • Jul 9, 2021 A busy Summer season! Jul 9, 2021
  • April 2021
    • Apr 30, 2021 Updated for 2021: First-Time Home Buyer Incentive Apr 30, 2021
    • Apr 12, 2021 Mortgage Stress-Test Changes Coming June 1, 2021 Apr 12, 2021
  • February 2021
    • Feb 9, 2021 GTA REALTORS® Release January 2021 Stats Feb 9, 2021
  • January 2021
    • Jan 25, 2021 Toronto & GTA: Market Perspective Jan 25, 2021
  • October 2020
    • Oct 26, 2020 Investment Property "Flips" - It Takes a Team Oct 26, 2020
  • September 2020
    • Sep 9, 2020 Supplier Showcase: Superior Interiors Painting Sep 9, 2020
  • August 2020
    • Aug 25, 2020 Fall Outlook & Upcoming Listings To Watch Aug 25, 2020
  • June 2020
    • Jun 3, 2020 Bank of Canada holding steady Jun 3, 2020
  • April 2020
    • Apr 21, 2020 Light at the end of the tunnel Apr 21, 2020
  • March 2020
    • Mar 21, 2020 COVID-19 Impact on the Marketplace Mar 21, 2020
  • January 2020
    • Jan 19, 2020 Residential Sales in GTA up 17.4% Jan 19, 2020
    • Jan 14, 2020 Markham Endorses Private Plumbing Protection Program Jan 14, 2020
    • Jan 6, 2020 New 2020 Tax Changes - Purchasing Homes Jan 6, 2020
  • November 2019
    • Nov 26, 2019 2020 Ontario Housing Market Predictions Nov 26, 2019
  • September 2019
    • Sep 20, 2019 What's driving Toronto's Housing Prices Sep 20, 2019
    • Sep 12, 2019 Summer winds down, and the market warms up! Sep 12, 2019
  • May 2019
    • May 29, 2019 HST Rebate on Income Property Purchases May 29, 2019
    • May 23, 2019 Congrats on an exciting sale! May 23, 2019
  • March 2019
    • Mar 27, 2019 Heritage Property Tax Rebate Programs Mar 27, 2019
  • February 2019
    • Feb 26, 2019 RRSP Home Buyer's Plan Information Feb 26, 2019
  • January 2019
    • Jan 24, 2019 Revisiting the "Mortgage Stress Test" Jan 24, 2019
    • Jan 7, 2019 TREB December and 2018 Annual Statistics Released Jan 7, 2019
  • October 2018
    • Oct 25, 2018 RE/MAX Luxury Report Oct 25, 2018
  • September 2018
    • Sep 14, 2018 Residential Transaction Volume Up Sep 14, 2018
  • August 2018
    • Aug 1, 2018 Congratulations! Aug 1, 2018
  • June 2018
    • Jun 14, 2018 Positive News on Home Prices: CMHC expecting prices to rise Jun 14, 2018
  • April 2018
    • Apr 5, 2018 Benjamin Moore's Colors for 2018 Apr 5, 2018
  • March 2018
    • Mar 20, 2018 Spring is here! Mar 20, 2018
  • January 2018
    • Jan 29, 2018 Real Estate is picking up steam in Markham Jan 29, 2018
  • November 2017
    • Nov 21, 2017 Collingwood Properties On The Rise - Toronto Star Nov 21, 2017
  • October 2017
    • Oct 26, 2017 Market Activity On The Rise Oct 26, 2017
    • Oct 19, 2017 Title Insurance - Buyers coverage for when things go wrong Oct 19, 2017
  • August 2017
    • Aug 28, 2017 Another Great Season! Aug 28, 2017
    • Aug 18, 2017 The Devil is in the Details Aug 18, 2017
  • July 2017
    • Jul 6, 2017 Downsizer's Paradise in Markham Jul 6, 2017
  • June 2017
    • Jun 20, 2017 Another Happy Client! Jun 20, 2017
  • May 2017
    • May 30, 2017 Exciting new listings May 30, 2017
  • April 2017
    • Apr 30, 2017 Congratulations! Apr 30, 2017
    • Apr 24, 2017 LOOKING FOR PROPERTIES - MARKHAM / UNIONVILLE Apr 24, 2017
    • Apr 12, 2017 Just Sold - 72 Longwater Chase Apr 12, 2017
  • March 2017
    • Mar 27, 2017 Did you sell your residence in 2016? The CRA wants to know. Mar 27, 2017
  • February 2017
    • Feb 16, 2017 Toronto's New Land Transfer Tax - Effective March 1st, 2017 Feb 16, 2017
    • Feb 9, 2017 York Downs Golf & Country Club - Development Proposal Details Feb 9, 2017
  • January 2017
    • Jan 9, 2017 Institute For Luxury Home Marketing, Million-Dollar Guild Jan 9, 2017
  • December 2016
    • Dec 13, 2016 RE/MAX Housing Market Update Dec 13, 2016
  • November 2016
    • Nov 9, 2016 New Listings, New Solds! Nov 9, 2016
  • October 2016
    • Oct 24, 2016 38 Calderbridge Crescent, Unionville Oct 24, 2016
    • Oct 14, 2016 43 Harper's Croft, Unionville Oct 14, 2016
    • Oct 13, 2016 Mary Anne Macdonald Oct 13, 2016
  • September 2016
    • Sep 14, 2016 Follow Us on Social Media Sep 14, 2016
    • Sep 12, 2016 Swan Lake and Bridle Trail - New Listings Sep 12, 2016
  • July 2016
    • Jul 28, 2016 Vancouver's Pricing Dilemma Jul 28, 2016
    • Jul 28, 2016 Just Leased - 144 Treegrove Circle, Aurora Jul 28, 2016
    • Jul 14, 2016 71 Longwater Chase, Unionville Jul 14, 2016
    • Jul 4, 2016 40 Wrenwood Court, Unionville - Sold! Jul 4, 2016
  • June 2016
    • Jun 30, 2016 77 Huron St, Thornbury - SOLD! Jun 30, 2016
  • May 2016
    • May 23, 2016 77 Delmark Blvd, Markham - SOLD Over List! May 23, 2016
    • May 17, 2016 Myths vs. Reality - Real Estate Offers May 17, 2016
    • May 5, 2016 Spring Market Strong - 14% YOY Increase in GTA May 5, 2016
  • April 2016
    • Apr 25, 2016 Joseph Street, Markham Apr 25, 2016
    • Apr 11, 2016 Great decorating tip for your popcorn ceilings Apr 11, 2016
  • March 2016
    • Mar 9, 2016 19 Pinebrook Hollow, Unionville $1,438,000 Mar 9, 2016
    • Mar 2, 2016 41 Normandale Road Mar 2, 2016
  • February 2016
    • Feb 18, 2016 81 Longwater Chase, Unionville - SOLD! Feb 18, 2016
    • Feb 2, 2016 Swan Lake Townhome - Coming Soon Feb 2, 2016
  • January 2016
    • Jan 13, 2016 Understanding the full cost of Home Ownership Jan 13, 2016
    • Jan 7, 2016 1 Millbrook Gate, Buttonville - Sold! Jan 7, 2016
  • November 2015
    • Nov 16, 2015 570 Sandy Bay Road, Tiny - SOLD Nov 16, 2015
    • Nov 10, 2015 112 Longwater Chase, Unionville Nov 10, 2015
  • October 2015
    • Oct 21, 2015 Regional Transit Terminal Confirmed for Cornell Centre Oct 21, 2015
  • August 2015
    • Aug 22, 2015 20 Liebeck Crescent, Unionville - New listing! Aug 22, 2015
    • Aug 22, 2015 31 Springwood Crescent, Unionville - SOLD! Aug 22, 2015
    • Aug 12, 2015 Coming Soon: 3600 sq.ft Bridle Trail home Aug 12, 2015
  • July 2015
    • Jul 31, 2015 Open House Weekend! Jul 31, 2015
    • Jul 27, 2015 84 Longwater Chase, Unionville - SOLD! Jul 27, 2015
    • Jul 20, 2015 18 David Gohn Circle, Markham Jul 20, 2015
    • Jul 13, 2015 51 Normandale Road - SOLD! Jul 13, 2015
    • Jul 3, 2015 136 Main Street Unionville, SOLD Jul 3, 2015
  • June 2015
    • Jun 29, 2015 77 Country Glen Ave, Markham - SOLD Jun 29, 2015
    • Jun 24, 2015 RE/MAX Recreational Property Report - 2015 Jun 24, 2015
    • Jun 10, 2015 17 Emily Carr St., Unionville - SOLD! Jun 10, 2015
    • Jun 9, 2015 Canadian Flag Giveaway! - Canada Day 2015 Jun 9, 2015
    • Jun 5, 2015 Unionville Festival 2015 - June 5th - 7th 2015 Jun 5, 2015
  • May 2015
    • May 19, 2015 2 Station Lane, Unionville - New Listing! May 19, 2015
    • May 14, 2015 23 Cox Boulevard #359 - SOLD! May 14, 2015
    • May 1, 2015 Calculating Land Transfer Tax - Ontario and Toronto May 1, 2015
  • March 2015
    • Mar 26, 2015 Housing up by 17%! Hooray! Mar 26, 2015
    • Mar 26, 2015 3 Nuthatch Lane, Markham - SOLD! Mar 26, 2015
    • Mar 18, 2015 16 Aileen Lewis Court, Markham - SOLD! Mar 18, 2015
    • Mar 6, 2015 306 College Street, Cobourg - SOLD! Mar 6, 2015
    • Mar 1, 2015 Heritage Home Lover? Mar 1, 2015
  • January 2015
    • Jan 28, 2015 11 Drum Street, Stouffville - SOLD! Jan 28, 2015
    • Jan 27, 2015 12223 Ninth Line, Stouffville - SOLD! Jan 27, 2015
    • Jan 26, 2015 4+3 Bedroom Home in Stouffville! Jan 26, 2015
    • Jan 6, 2015 Help Save Morgan Park Baseball Diamond! Jan 6, 2015
  • November 2014
    • Nov 23, 2014 6 Common Home Pricing Mistakes Nov 23, 2014
  • September 2014
    • Sep 4, 2014 Housing Market Cools in August Sep 4, 2014
  • August 2014
    • Aug 7, 2014 Yes, we have Open Houses this weekend! Aug 7, 2014
  • July 2014
    • Jul 24, 2014 Summertime Selling Jul 24, 2014
  • June 2014
    • Jun 19, 2014 It's time for the Cornell Community Garden Party! Jun 19, 2014
  • May 2014
    • May 28, 2014 Headlines that take the guess-work out of Real Estate May 28, 2014
    • May 20, 2014 Greater Toronto Area Trends May 20, 2014
    • May 7, 2014 Great commercial / retail location on Main Street Unionville May 7, 2014
  • April 2014
    • Apr 8, 2014 Check the status certificate before buying or selling a condominium Apr 8, 2014
  • March 2014
    • Mar 26, 2014 Commercial Opportunity on Main Street Unionville Mar 26, 2014
    • Mar 23, 2014 Unionville Open House Sunday! Mar 23, 2014
    • Mar 21, 2014 EXCLUSIVE! 22 Hedgewood Drive, Unionville Mar 21, 2014
    • Mar 19, 2014 Bridle Trail home on the market! Mar 19, 2014
    • Mar 9, 2014 SOLD! 10 Heritage Corners Lane, Markham Mar 9, 2014
    • Mar 6, 2014 GTA sales volumes continue to impress Mar 6, 2014
    • Mar 4, 2014 CMHC set to Increase Mortgage Insurance Premiums May 1st 2014! Mar 4, 2014
  • February 2014
    • Feb 21, 2014 Upward Pricing Trends in Markham, Unionville and Stouffville Feb 21, 2014
    • Feb 8, 2014 Opportunity for Renovators! Prime Peter Street Location Feb 8, 2014
    • Feb 6, 2014 Choosing the right Mortgage for you Feb 6, 2014
    • Feb 1, 2014 Struggling to know the value of your home? Feb 1, 2014
  • January 2014
    • Jan 22, 2014 Gorgeous Townhome in Angus Glen Just Listed! Jan 22, 2014
    • Jan 21, 2014 Exciting New Listing in Angus Glen! Jan 21, 2014
    • Jan 10, 2014 A strong start to the new year! Jan 10, 2014
    • Jan 5, 2014 The MAC Team is on the move! Jan 5, 2014
  • December 2013
    • Dec 19, 2013 Should Ontario follow the lead and mandate Home Inspector certification? Dec 19, 2013
  • November 2013
    • Nov 22, 2013 3 Pillars of Protection from working with a Realtor Nov 22, 2013
    • Nov 8, 2013 We're looking for your Heritage Home! Nov 8, 2013
  • October 2013
    • Oct 29, 2013 Commercial volume down, dollar value up in the GTA Oct 29, 2013
    • Oct 15, 2013 RE/MAX - The #1 Name in Real Estate Oct 15, 2013
    • Oct 2, 2013 Latest Market Statistics - Markham Real Estate Sales Oct 2, 2013
  • September 2013
    • Sep 23, 2013 September Newsletter Sep 23, 2013
    • Sep 23, 2013 Another great season for Team MAC! Sep 23, 2013
    • Sep 21, 2013 Open House Weekend! Sep 21, 2013
    • Sep 16, 2013 CREA reports 11.1 percent increase in home sales Sep 16, 2013
    • Sep 11, 2013 Luxury Home sales expected to be strong Sep 11, 2013
  • August 2013
    • Aug 7, 2013 Top 5 Mistakes Home Sellers Make Aug 7, 2013
  • July 2013
    • Jul 28, 2013 Hidden costs of ownership Jul 28, 2013
    • Jul 15, 2013 We're Social! Jul 15, 2013
    • Jul 10, 2013 Housing prices in GTA expected to rise Jul 10, 2013
    • Jul 2, 2013 Pickering Airport Lands Jul 2, 2013
  • June 2013
    • Jun 3, 2013 Main Street Unionville Charette and Master Plan Jun 3, 2013
  • May 2013
    • May 16, 2013 Average Condo rent in Toronto reaches $1,856/month May 16, 2013
    • May 8, 2013 New and active listings volume up in April May 8, 2013
    • May 7, 2013 Building energy-wise homes using ICF May 7, 2013
  • April 2013
    • Apr 30, 2013 After a slow start, demand for luxury homes is regaining momentum in most major centres Apr 30, 2013
  • March 2013
    • Mar 15, 2013 CREA Updates Real Estate Housing Forecast Mar 15, 2013
    • Mar 5, 2013 Monthly Market Report: GTA Prices up 2%, while volume down 15% Mar 5, 2013
    • Mar 1, 2013 Move-up purchasers set to increase their stake in homeownership in 2013, says RE/MAX report Mar 1, 2013
  • October 2012
    • Oct 15, 2012 GTA REALTORS® Release Monthly Resale Housing Figures Oct 15, 2012
  • August 2012
    • Aug 10, 2012 Toronto Real Estate Board releases July 2012 home price index Aug 10, 2012
  • July 2012
    • Jul 16, 2012 Wonder what houses are selling for in your area? Jul 16, 2012
  • May 2012
    • May 25, 2012 It's time for the 2012 Unionville Festival May 25, 2012
    • May 18, 2012 Real Estate Agents finally try to stop killing trees May 18, 2012
    • May 2, 2012 Follow conventional Real Estate wisdom, or take a chance? May 2, 2012
  • April 2012
    • Apr 26, 2012 An NHL-ready multi-use arena in Downtown Markham? Apr 26, 2012
    • Apr 11, 2012 Some great tips and tricks for do-it-yourselfers Apr 11, 2012
    • Apr 10, 2012 The average selling price in the GTA was $501,614 in March – up by 10 per cent in comparison to March 2011 Apr 10, 2012
    • Apr 3, 2012 Is your neighbourhood hot or not? Apr 3, 2012
  • March 2012
    • Mar 27, 2012 Win a road hockey game with the Toronto Maple Leafs! Mar 27, 2012
    • Mar 26, 2012 No consensus on house price trends Mar 26, 2012
    • Mar 20, 2012 Competition Bureau looking to exploit your privacy Mar 20, 2012
    • Mar 12, 2012 Greater Toronto Area Home Resale Price Index - Feb 2012 Mar 12, 2012
    • Mar 9, 2012 Real Estate market stays hot in York Region Mar 9, 2012
    • Mar 7, 2012 Unionville is still a strong 'sellers market' Mar 7, 2012
    • Mar 5, 2012 Choose your Realtor wisely. Mar 5, 2012
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